John Girouard http://www.johngirouard.com 2010-07-29T16:30:31+01:00 http://www.johngirouard.com http://www.johngirouard.com/images/M_images/joomla_rss.png text/html 2009-11-18T17:00:00+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/recent-columns-by.html JOHN E. GIROUARD on... MIDDLE CLASS FABLE (images/stories/pdf/Girouard_Forbes_OnceUpon.pdf) October 31, 2009CAPITALIST CASE FOR HEALTH INSURANCE (images/stories/pdf/Girouard_Forbes_HealthIns.pdf) October 12, 2009 INSURANCE HARDBALL (images/stories/pdf/Girouard_Forbes_InsurerPromises.pdf) July 28, 2009 INDEPENDENTS RISE POST CRASH (images/stories/pdf/Girouard_Forbes_IndiesRise.pdf) May 11, 2009 THE ANNUITY GAME (images/stories/pdf/Girouard_Forbes_BestAnnuities.pdf) April 26, 2009 text/html 2008-02-27T00:26:57+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/fdic-sees-100-plus-bank-failures.html Feb. 26--The Wall Street Journal reports the FDIC is bracing for a wave of bank failures due to the mortgage and housing crises. Another reason not to trust banks with your money. Read the article here (http://online.wsj.com/article/SB120398607404892133.html). text/html 2008-02-26T04:20:03+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/the-wrong-street-journal-cash-stash.html Feb. 25, 2008--Forget Jim Cramer and Suze Orman. The guiltiest party in the bad advice business turns out to be column (http://online.wsj.com/article/SB120373056158087493.html) telling worried investors to stash their cash in money market accounts and bonds. It's a recipe for losing money. text/html 2008-02-26T03:53:28+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/subprime-crime-of-the-new-century.html Feb. 26, 2008--The current credit crisis confirms the old adage that the easiest way to rob a bank is to own one. Like spoiled rich kids, the banking industry’s bad behavior is being rewarded by government bailouts that we all pay for in inflation and taxes. Why do we still... text/html 2008-02-22T01:12:18+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/don-t-reward-spoiled-rich-kid-banks.html Feb. 23, 2008--Banks are the spoiled rich kids of the financial world, causing periodic crises that end up with taxpayers having to bail them out. It's happening again, yet people still cling to the fiction that banks are the safest place to park their cash. Nothing could be further from... text/html 2008-01-10T11:28:57+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/my-investment-bomb-shelter.html Jan. 28, 2008--Oil's up, home prices are down, the economy's weak, the dollar's sick, the stock market's sagging, bond yields are anemic, and the question on everyone’s lips is, “Where do I stash my extra money when nothing looks good?” text/html 2008-01-07T18:24:31+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/boomers-retirement-remorse.html Jan. 8, 2008: A new survey finds boomers regret not making better retirement choices at a younger age. Now these old dogs have to learn a new trick: how to tell fact from fiction in a plethora of new investment products. text/html 2008-01-06T17:00:00+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/scary-times-are-here-again.html Jan.7, 2008-Oil's up, home prices are down, the economy's weak, the dollar's sick, the stock market's sagging. It's a scary world out there, but don't let scary times panic you into making bad choices. text/html 2007-10-13T01:39:46+01:00 http://www.johngirouard.com http://www.johngirouard.com/blog/the-worst-advice-i-ever-heard.html Jan. 1, 2008-Behind the headlines--the subprime meltdown, soaring foreclosures, and plunging home prices--there is a class of people who have been robbed by the worst financial advice ever dispensed: always pay off your mortgage before you invest.